Homeowners Insurance

You Don’t Need to be a Home Insurance Expert

Just Become Familiar with Some Basic Concepts

Do you know how much your belongings are worth? The figure is often much more than our customers initially think. Taking the time to assess what you own, and to understand how your coverage works, can help you make sure everything you value is adequately covered.

If you own a detached home, we can help protect your property and belongings.
We Can Provide?Homeowners Insurance With…

Structural Coverage

Covers damage to your home caused by fire, wind, theft, and some of life’s other unfortunate events.

Liability Protection

Protects you and your family from liability for accidentally causing injury to others or damaging someone else’s property.

Personal Property Protection

Covers the things you value, such as your furniture and electronics, for damage caused by specific events.

Guest Medical Coverage

Helps pay the medical expenses of someone injured in your home whether or not it’s your fault.

Optional Coverage

Add specialized coverage at reasonable rates, including flood coverage, high-value items insurance, and full replacement value coverage for personal property.

Living Expenses Reimbursement

If you can’t live in your home for a while due to a covered loss, this coverage helps with related living expenses, such as the cost of temporary housing and food.

Take Advantage of These Great Discounts*

Home and Auto Discount

Save up to 15% on your homeowner’s policy by combining your home & auto policy with Allstate.

Protective Devices

Burglar alarms, smoke detectors, fire alarms, sprinkler systems and more can add up to serious savings.

Fire Resistant Materials

Be rewarded for using fire resistant materials to safeguard your home.

New or Renovated Home

Be rewarded for using fire resistant materials to safeguard your home.
55 and Retired

55 and Retired

The name says it all: if you’re at least 55 and retired, you could qualify for this discount on homeowners insurance.

Click here for a quote on Homeowners Insurance!

* Not all discounts and rate plans are available in all states.